Trusted by leading companies to build and operate their financial applications.
Orchestrate Money Movements
Financial systems are fragmented. Formance orchestrates the flow of funds across them, giving you fast, reliable movement across payment providers, digital assets, and banks.
Your System of Record
Formance gives you an immutable, resilient core ledger with automatic reconciliation, full auditability, and custom reporting so you can track each cent, wherever it is.
Operate With Confidence
Cut through the complexity of operating complex financial products with granular access management, programmable approval flows, and automatic reconciliation.
Bridge Digital Assets and Fiat
Bridge digital assets and fiat currency. Formance connects accounts, custodians, and chains so your hybrid flows just work, and regulators are happy.
_Customer Challenge
Lending requires flawless reconciliation across complex payment flows, high transaction volume, and multiple countries.
_Formance Solution
Formance enabled us to ship new lending products faster by providing a customizable foundation that let us reliably express the complexities of our flow of funds and domain specifics.
_Customer Challenge
Integrate patient payments into their existing offering, to gain greater insight into money flows and invoicing at scale.
_Formance Solution
Formance is the foundation of our Financial OS, that enables us to build new financial products for practitioners using Doctolib ERP. This would not have been possible without the Open-Source approach, which enables us to retain control and ownership over this key component.
_Customer Challenge
Achieving engineering velocity while rearchitecting how Payflip manages money and budgets in their backend.
_Formance Solution
Formance helped us kick-off our step into fintech, with their robust infrastructure and intuitive developer tooling. Every step down the line they were there as a companion ideating with us.
SOC 2 Type II Certified
We obtained SOC 2 Type II certification and we are constantly working on our compliance.
ISO 27001 Certified
We are certified by Johanson group, affirming our commitment to the highest standards of security.
DORA Compliant
Formance meets the EU’s strict operational-resilience standards, proving we can securely withstand and recover from disruptions.
Open Source
Source code with lifetime access, offering transparency along with a community support.
Standard Authentication Protocols
Enhanced security and integration with seamless authentication with OAuth, JWT, OIDC.
Penetration Testing
Third-party security firms undertake regular penetration tests on every product we build.